Achieve 100% Financing By Following This Proven Step By Step System

Real estate knowledge and experience to most philosophers is probably limited to home ownership or renting an apartment. Do you remember when real estate financing meant you saved up enough to put 20% down on a house, and then you got a mortgage loan for the other 80%? That’s not the case anymore. Real estate can actually be purchased without any money out of your pocket -the “100% Financing Report”, by Durante’ Parks, shows you how. Real Estate investing can be an emotional process and one needs a level head when making a large monetary decision. Real estate investment can provide you income for the rest of your life, but Commercial Real Estate can provide you a much higher level of income because the scale is so much larger. If you are hoping to purchase commercial real estate property, then you are most likely going to need financing in order to do this. Financing commercial real estate is actually much easier than most new investors think, especially those who are accustomed to financing single family homes, condominiums, or other types of personal use residential property investments. The truth is that commercial real estate does not necessarily require more money than residential real estate and in some cases, less.

Commercial real estate financing loans are underwritten by lenders on a case by case basis and can be provided for the long and short term. Commercial real estate lenders understand the diverse needs of business professionals and the variety of reasons for needing financing, including: Loans to purchase commercial real estate; Loans that are collateralized with commercial real estate; Loans to Expand or improve your existing business; Loans to refinance existing debt; Loans to take advantage of an opportunity that wouldn’t fit traditional criteria. The diversity in the commercial real estate arena means that lenders typically have more flexibility when lending in this arena than in the residential market. In other words, they are more open to negotiation.

Commercial real estate loans are available on all types of income producing and commercial properties. Lenders typically qualify the PROPERTY first, then the borrower using the following metric: Income and Expense (Net Operating Income,{NOI}) of the building.

Investing in commercial real estate can be approached from a number of different ways as in the residential market; one can choose to buy and hold, flip, rehab, etc. The 100% Financing Report is useful no matter which angle you approach the investing game from.

Buying and selling real estate is a major financial transaction and should be treated as such. Great care must be taken when executing transactions of the magnitude that exists in commercial real estate. The author of the report, Durante’ Parks, speaks from experience in owning apartments, single-family homes, mobile homes, land development, buying discount mortgages, and making mortgage loans. He lays out step by step instructions on how to approach the bank and what to say to achieve the goal of obtaining 100% financing for all of your deals.

Before embarking on investing in the commercial real estate market, I strongly recommend that you take a look at this report and read it thoroughly. It is important that you fully grasp the powerful principles laid out in the report so that you can competently and efficiently navigate the complex world of commercial real estate financing.

Six Words to Describe Business Financing

This report was produced in a direct effort to provide more understandable insights about some of the most critical business finance issues effecting commercial borrowers. Our approach in this report is to describe current commercial loan circumstances in six words. We have adopted a similar model in other commercial finance reports such as “seven words to describe commercial property loans”. The “simpler is better” perspective reflects the belief that after hearing an almost endless number of reports about commercial lending difficulties, what small business owners might really need is a more concise explanation about these problems and the resulting impact on their business financing options.

Before proceeding, it is important to emphasize that small business finance options are often more complicated than anticipated by many business borrowers. We are definitely not attempting to characterize business loans and working capital financing as either straightforward or simple. In fact, quite the opposite is the case. The unfortunate reality that most business financing processes have always been excessively complicated and that meaningful improvements are not on the way is one of our ongoing observations. We nevertheless feel that it is critical for each small business owner to have an absolute and total understanding of the entire commercial finance process in the face of the prevailing commercial lending complexity. To help in providing more understandable insights about commercial loans and business banking problems, this particular report is one of several thorough efforts on our part.

Our first example of six words describing business financing options is “banks are saying no more often”. For any small business owner still unaware of this harsh reality and who might doubt this observation, a series of candid conversations with other business borrowers will probably remove all doubts. The failure of banks to provide an adequate level of business loans on a widespread basis is the primary point to remember. It is important for small businesses to realize that they are not alone when they hear their bank say no to routine requests for commercial financing.

“Commercial property values have decreased dramatically” is a second observation. There are very few exceptions. The biggest business financing impact is likely to occur with commercial refinancing situations. Many banks are aggressively recalling existing commercial real estate loans and this literally forces a borrower to seek business refinancing even if a business owner has no interest in refinancing their commercial mortgage. With decreasing commercial real estate values, business refinancing will be a challenge for most small businesses.

“Lines of credit are disappearing fast” is another six-word description of commercial financing. Even the most successful businesses need a reliable source of working capital financing, so this situation is especially serious if a business cannot replace bank financing when it suddenly disappears. Even if a business still has an adequate line of credit, it is important to realize that on a widespread basis banks are reducing and eliminating business credit lines with almost no advance notice.

As our final observation in this report, “business financing is in intensive care”. Extreme measures such as firing their banker and finding alternative commercial funding sources will need to be anticipated by small business owners in many cases. Bankers have not been sufficiently candid about commercial lending problems in the past, and nobody should expect that they will publicly announce that they are in any kind of financial trouble. On the contrary, a prevailing outlook from most banks is they are lending normally to small businesses. When dealing with any commercial lender, commercial borrowers will need a healthy amount of skepticism.

As we noted, this article is one of several efforts to help small business owners survive an extremely challenging commercial lending environment. This report was intentionally designed to produce a concise overview of several complex small business finance issues by describing commercial loan difficulties in six words. A better understanding of practical business financing options for commercial borrowers should also be realized by reviewing related reports such as “six words describing working capital management” and “seven words to describe merchant cash advances”.

Finance Report – Tips on How to Write One

Your finance report is basically your history of how you borrow money. There are credit agencies that gather, maintain, update and share this information. The information on your report can make the difference between you being able to access some opportunities and not others. It is not only used when you want to borrow money, it can also affect the amount you pay for insurance, whether you can manage to rent the apartment of your choice and it can even influence whether you will get a certain job.

That is why it is essential to keep track of your credit score all the time because there have been cases whereby mistakes have been made. So when you keep abreast, you will be sure that the information there is accurate. You should also be able to get a copy of your finance report and you can get it for free online at the Annual Credit Report website. Then all you will be required to do is to input your name, birth date, address and social security number.

Ensure that you are on the right website before you give out your personal information. This is because there are sites that pose as the genuine thing that are run by scam artists who just want to get your personal information and use it to cause mayhem to your finances. When you check your finance report regularly you will be in a position to see who has requested your report and the reason.

A good finance report will make many aspects of your life easier by saving you a lot of time and money. This way you will be in a better position to manage your finances and be able to make wise decisions.